| Cost | Covers Pre Existing | Covers Pregnancy | Satisfies Insurance Mandate | Can have Subsidized Premiums | PPO | HMO | Details | |
|---|---|---|---|---|---|---|---|---|
| Affordable Care Act Indivudal & Family | $-$$$ |  Yes |
Yes |
No Penalty |
Must Qualify |
 No |
Yes |
ObamaCare Qualified Health Plan (QHP) |
| Group Employer or Small Business | $$$ | Yes |
Yes |
No Penalty |
No, but may be deductible |
Yes |
Yes |
Qualified Health Plan (QHP) |
| Major Medical – Short Term | $$ | No |
No |
Penalty |
No |
Yes |
No |
Covers Major Occurrences NON-Qualified Health Plan |
| Limited Benefit | $$ | No |
No |
Penalty |
No |
Yes |
No |
Covers Minor Occurrences NON-Qualified Health Plan |
| Accident Only | $ | No |
No |
Penalty |
No |
 Cash |
Cash |
Covers Accidents Only NON-Qualified Health Plan |
| Specified Disease (Cancer/ Heart Attack/Stroke) |
$ | No |
No |
Penalty |
No |
Cash |
Cash |
Covers Specified Diseases Only NON-Qualified Health Plan |
| Healthcare Sharing Ministry | $$ | Waiting Period |
Restrictions Apply |
Religious Exemption |
No |
Yes |
No |
Must abide by religious principles NON-Qualified Health Plan Not Insurance, No Guarantees |
