Term Life

  • Term Life insurance may be right for you if you if you have a specific need for a set amount of time.  For example; you own $50,000 on your home and your loan will be repaid in 25 years.  If you pass away before the loan has been paid it could be difficult for your survivors to maintain the house payment, so you would want to purchase life insurance that protects your beneficiary from that risk.
  • Permanent Life insurance may be right for you if you want to leave an inheritance to you beneficiaries and to take care of the costs of your final arrangements.
  • The goal for most life insurance is to protect your loved ones throughout your income earning years, and not to burden your survivors with unpaid debts or expenses in your absence