Small Business

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  • There is a distinction between ‘small’ and ‘large’ employers when it comes to health insurance. For group health plan purposes, a small business is an employer that has between 1 and 50 employees or a business partnership (between family or non-family members).
  • Offering health benefits to employees means not only better access to care for them, but more manageable costs for the employer and employees that work for them.  Employees with health insurance are protected from the financial burden that can arise from illnesses or injuries, as well as preventive care maintenance that can help reduce sick days, and lost productivity.
  • Businesses with 50+ employees that do not offer insurance and even some that do can be subject to fines if an employee purchases health insurance on the exchange and receives a subsidy or if the employer sponsored coverage is not considered ‘affordable’ or does not meet the minimum requirements for coverage.
  • Businesses with less than 50 full-time employees or full-time equivalents will not be subject to these penalties.

Summary of our Services

At Texas Medical Plans, we prove our value every day with the following comprehensive range of services:

  1. Deliver latest information on healthcare reform
  2. Research and analyze clients group benefits needs and physician networks
  3. Survey the marketplace for appropriate plans and carriers
  4. Present plan alternatives that meet client’s benefits and budgetary needs
  5. Define eligibility
  6. Prepare master application, supporting documents and employee enrollment
  7. Educate employees about their plan
  8. Prepare and maintain wrap SPDS and wrap plan documents like ERISA and 125 plan documents
  9. Support employee benefits and HR needs
  10. Help with open enrollment issues
  11. Facilitate renewal and eligibility verification

Ask Us About Our Online HR Library

We provide our clients with an award-winning online library that delivers comprehensive, easy-to-navigate human resources and benefits news, content, tools, and forms to companies nationwide.

Our online HR library also features dynamic interactive HR tools, such as a job description builder and a salary benchmarking tool. You’ll also find easy, step-by-step guidance on how to comply with major laws–including ACA, COBRA, and FMLA–as well as key HR functions, such as hiring and terminating employees. Whether you have five employees or 500, our comprehensive, easy-to-use site makes it easy to stay compliant.

Online HR Library Features:

  • Interactive compliance guides that provide step-by-step direction on how to properly conduct performance reviews, interview, hire, and terminate employees
  • Benefits Compliance Calendar
  • Step-by-step interactive guide for implementing COBRA and FMLA
  • Fast, efficient online HR tools for developing job descriptions and salary benchmarking
  • Over 700 downloadable forms, posters, and model notices
  • Federal and state employment law information
  • Monthly HR and benefits newsletter