Preventative Services are an essential benefit

The Affordable Care Act requires that insurance plans cover 10 essential health benefits. This requirement is designed to help ensure that your Texas health insurance is there when you need it most.

One of the most popular benefits has proven to be the preventative health screenings. This benefit is actually a series of benefits, all designed to help you take control of your health.

While many of these screenings, vaccines and counseling were previously available, the Affordable Care Act mandates that they be offered to you free of charge, with no co-payment or co-insurance, no matter what your deductible may be.

These screenings include diabetes, blood pressure and colorectal cancer screening. Also included are screenings for depression and alcohol misuse as well as obesity and diet counseling. A wide range of immunizations for adults are covered, including hepatitis, pneumonia, influenza, varicella, tetanus and many more recommended vaccines. 

Health insurance in Texas offers many benefits, the greatest of which is the peace of mind of knowing that your finances are secure should your health needs increase. If you have any questions about your Texas medical plans, please contact us today.