MRL Rebates, Why is My Insurer Sending Me Money?

Medical Loss Ratio is what it stands for, what it means is a little more complicated.  The MLR is a percentage of insurance premium dollars spent specifically on claims reimbursements or medical expenses and activities that improve the quality of care.  Insurance companies are required to meet an 80% ratio in the individual market.  If your insurance company fails to meet this percentage, they must give you a refund of any premiums you have paid that exceed the Medical Loss Ratio.